FNMA

FHLMC

FHA

VA

USDA

Owner Occupied

LTV/CLTV

90.01 or greater

75.01 to 90.00

75.00 or less

3%

6%

9%

6%

Maximum all loans

4%

Maximum all loans

Note:

Vet cannot pay closing fee or termite inspection

6%

Maximum all loans

Closing cost can also be financed up to 100% LTV based on appraised value.

Non-Owner Occupied

2% Maximum all LTV’s

N/A

N/A

N/A

FNMA

Homepath

Follow standard maximum’s with the exception of LTV’s over 90% allow up to 6% concessions

N/A

N/A

N/A